You Do Not Need 20 Percent Down to Buy a Home: Three Tips Every First-Time Buyer Needs to Know

You Do Not Need 20 Percent Down to Buy a Home: Three Tips Every First-Time Buyer Needs to Know

Keith Calabro
Published on: 08/04/2026

The 20 percent down payment myth is keeping first-time buyers on the sidelines longer than necessary. Keith Calabro breaks down the three strategies that can get you into a home sooner than you thought possible.

Mortgage
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When the Fed Buys Mortgage Bonds: What It Means for Your Mortgage Rate

When the Fed Buys Mortgage Bonds: What It Means for Your Mortgage Rate

Keith Calabro
Published on: 27/02/2026

The Fed can influence mortgage rates through mortgage backed securities. Learn how bond demand affects rates, what happened in 2020, and what buyers should do now.

Mortgage
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Why February Can Be a Smart Month to Buy a Home: Less Competition, More Leverage

Why February Can Be a Smart Month to Buy a Home: Less Competition, More Leverage

Keith Calabro
Published on: 27/02/2026

February can be a quieter homebuying month. Learn why less competition can create more negotiating power, what to ask for, and the trade-offs to consider.

Mortgage
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