You Do Not Need 20 Percent Down to Buy a Home: Three Tips Every First-Time Buyer Needs to Know

Keith Calabro

Published on: 08/04/2026

The 20 percent down payment myth is keeping first-time buyers on the sidelines longer than necessary. Keith Calabro breaks down the three strategies that can get you into a home sooner than you thought possible.

Mortgage

When the Fed Buys Mortgage Bonds: What It Means for Your Mortgage Rate

Keith Calabro

Published on: 27/02/2026

The Fed can influence mortgage rates through mortgage backed securities. Learn how bond demand affects rates, what happened in 2020, and what buyers should do now.

Mortgage

Why February Can Be a Smart Month to Buy a Home: Less Competition, More Leverage

Keith Calabro

Published on: 27/02/2026

February can be a quieter homebuying month. Learn why less competition can create more negotiating power, what to ask for, and the trade-offs to consider.

Mortgage